Underwriting is the process of assessing risk and ensuring that the cost of coverage is proportionate to that risk. When developing premium rates, each school district requires consideration and analysis as unique as the district itself. By accurately evaluating both new submissions and renewing members, our Underwriting Team ensures the long-term stability of the SIAW program. Our property and casualty underwriters strive to build a successful program where its members receive broad levels of coverage, while enjoying competitive rates.

Setting Us Apart

A critical component to delivering this level of service is identifying districts that share a similar vision for managing loss. Our Underwriting team quotes, binds, and issues policies and Memorandums of Coverage (MOC) focused on providing SIAW members with comprehensive solutions and coverages.

Our underwriters have the expertise to accurately assess risk and provide reliable outcomes. We continually review our systems and processes, ensuring we provide timely results while never forfeiting on quality or excellence in customer service. Furthermore, the strong relationships we have with our highly rated excess and reinsurance carriers allow us to negotiate the best terms for the members we serve.

Our team produces the following items during the underwriting process



Memorandums of Coverage

Please contact your broker or agent for a current copy of your Memorandum of Coverage.

Statements of Values

Certificates of Coverage

Request a Certificate

Additional Insured/Loss Payee

Endorsements for Additions, Deletions, Corrections, or Cancellations

Request an Endorsement Change

Annual Renewal Materials (Applications, Binding Documents, & Invoices)